Am I eligible to refinance my auto loan with Upstart?

To qualify for an auto loan, you must:


  1. Have a U.S. street address that you currently reside at;
  2. Not be residing in Iowa, Louisiana, Maryland, Nevada, Puerto Rico, and West Virginia;
  3. Be at least 18 years old;
  4. Have a valid email account; 
  5. Have a verifiable name, date of birth, and social security number;
  6. Have a job or job offer you’ve accepted and will start within six months or another

verifiable source of regular income that you do not expect to terminate within three months of the application date;

  1. Meet our minimum credit requirements


See below for existing auto loan eligibility requirements.


Is my existing auto loan eligible? 

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